News & Insights
Unified feed: Brian's Banking Blog + editorial posts.
Brian's BlogBanking used to be a scary world full of regulations that few wanted to enter.
Banking used to be a scary world full of regulations that few wanted to enter. Now fintechs are buying chartered banks to cut costs…. What happened? When a fintech builds their app, the only thing they need to be focused on is building an incredible app and growing their customer base.
APIbankcharterbanking5/11/2023Read →
BanksNew Fed Reports Point to Continuing Financial Risks for U.S. Economy
Two new Federal Reserve reports highlight the continuing financial risks confronting the banking sector and the U.S. economy.
bankingbanking crisisbanks5/11/2023Read →
Brian's BlogOpen banking might be the death of many banks,
Open banking might be the death of many banks, but there is 1 major exception… Banks that serve the middle market commercial customers.
bankingbanksopen banking5/10/2023Read →
Banking Knowledge BaseIn-Depth analysis of First Republic Bank
An in-depth analysis of how First Republic Bank found itself in a position to lose $176B in assets in just 1 Quarter. PDF available for download in the Featured section on my profile in Linkedin.
bankingbanksdata visualization5/10/2023Read →
Brian's BlogOpen banking has opened the floodgates to innovation.
An API for solopreneur plumbers that underwrites loans based on an algorithm analyzing their deposits and withdrawals and doesn’t need access to their tax returns. Another algorithm that can analyze high-risk payroll advances instantly. Qualifying for buy now, pay later. Tasks that once took hours of work to assess—now completely automated.
automationbankingbanks5/8/2023Read →
Brian's BlogOpen banking will be the death of hundreds of banks.
Core banking alone is rarely enough to support a bank anymore and plenty have already failed because of it. You need a value-added service. It could be quick and easy auto loans, Or it could be as simple as a better app.
bankingbanksus banks5/8/2023Read →
Brian's BlogOpen banking is innovating finance at an incredible rate.
Open banking is innovating finance at an incredible rate. But you better understand the risks of using it. Based on the name “open banking” you might think this would expose you to more hackers, but that’s not the case at all.
bankingbankscounterpartyrisk5/8/2023Read →
BanksFDIC Proposes Expanded Deposit Insurance for Businesses
FDIC report offers proposed expanded deposit insurance reforms in attempt to address concerns about recent instability in the banking sector.
5/6/2023Read →- Special Reports
First Republic Bank Report
First Republic Bank Report, Post-mortem on First Republic Failure,
5/5/2023Read → 
Brian's BlogI just hired a specific software expert at low cost within 12 hours of beginning my search.
Here’s how.Step 1: Define what’s needed.An expert in a PR software that is brand new to me. Someone who can run it independently.
bankingbanksglobal talent5/2/2023Read →
BanksFailed Bank First Republic Sold to JPMorgan Chase
The FDIC brokered a deal for JPMorgan Chase to purchase First Republic Bank Monday, after regulators seized the failed bank.
5/2/2023Read →
BanksRegulators Confirm Monitoring of AI Use in Financial Sector
Regulators warn that they are policing AI use in the financial sector for signs of increased discrimination and other civil rights abuse.
5/2/2023Read →