News & Insights
Unified feed: Brian's Banking Blog + editorial posts.
Brian's BlogOpen banking will be the death of hundreds of banks.
Core banking alone is rarely enough to support a bank anymore and plenty have already failed because of it. You need a value-added service. It could be quick and easy auto loans, Or it could be as simple as a better app.
bankingbanksus banks5/8/2023Read →
Brian's BlogOpen banking is innovating finance at an incredible rate.
Open banking is innovating finance at an incredible rate. But you better understand the risks of using it. Based on the name “open banking” you might think this would expose you to more hackers, but that’s not the case at all.
bankingbankscounterpartyrisk5/8/2023Read →
BanksFDIC Proposes Expanded Deposit Insurance for Businesses
FDIC report offers proposed expanded deposit insurance reforms in attempt to address concerns about recent instability in the banking sector.
5/6/2023Read →- Special Reports
First Republic Bank Report
First Republic Bank Report, Post-mortem on First Republic Failure,
5/5/2023Read → 
Brian's BlogI just hired a specific software expert at low cost within 12 hours of beginning my search.
Here’s how.Step 1: Define what’s needed.An expert in a PR software that is brand new to me. Someone who can run it independently.
bankingbanksglobal talent5/2/2023Read →
BanksFailed Bank First Republic Sold to JPMorgan Chase
The FDIC brokered a deal for JPMorgan Chase to purchase First Republic Bank Monday, after regulators seized the failed bank.
5/2/2023Read →
BanksRegulators Confirm Monitoring of AI Use in Financial Sector
Regulators warn that they are policing AI use in the financial sector for signs of increased discrimination and other civil rights abuse.
5/2/2023Read →
BanksReport: Regulatory Staff Shortages Played Role in Bank Failures
FDIC and Fed reports on bank collapse point to ongoing regulatory staff shortages as factors that contributed to the crisis.
5/2/2023Read →
BanksFirst Republic Shares Plunge After Earnings Report
First Republic Bank shares declined dramatically after the company confirmed that its deposits plunged by 40% in the first quarter of 2023.
4/28/2023Read →
Brian's BlogBanks have a funny way of expecting more from their borrowers than they should….
It’s part of what sunk SVB. When you take a large loan from the bank,They expect you to do more business with them. For some banks it’s: We gave you a $1M loan for a building, Now we expect you to lease cars through us too.
bankingbanksloan4/28/2023Read →
Brian's BlogI did an entire month of work without getting paid.
Our CEO Brian Pillmore told his story of how he worked an entire month doing competitor research and commercial strategy for a bank. But they didn't pay him after a month of work. However, that situation motivated him to create Visbanking.
bankingbanksus banks4/24/2023Read →
Brian's BlogI got over 50 Colombian data scientists to come drink beer at a bar with me.
Brian got over 50 Colombian data scientists to come drink beer at a bar with him. They drank, laughed, talked business, and by the end of the night, He had 2 new employees. If he didn’t act quickly, “Too much business” could have become a genuine problem. But good things happen when you take action quickly.
bank of americabankingbanks4/22/2023Read →