Wray State Bank
IDRSSD: 541754
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.49 | -0.75% | -1.54% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 1.61M | +0.81% | -23.89% | — |
| Commercial & Industrial (LNCI) | 28.91M | +1.58% | +14.91% | — |
| Construction & Land Dev (LNRECONS) | 11.07M | +7.06% | +47.52% | — |
| Consumer (Other) (LNCONOTH) | 4.00M | -6.46% | -9.63% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 21.65M | +8.89% | +8.04% | — |
| Efficiency Ratio (EEFFQR) | 53.84 | -0.68% | -24.96% | — |
| Equity / Assets (EQR) | 9.76 | -3.70% | +1.86% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 6.37M | +37.45% | -3.00% | — |
| Multifamily RE (LNREMULT) | 844.0K | +6.43% | +5.63% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.02 | -77.78% | — | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.09 | +0.74% | +4.34% | — |
| Noncurrent / Loans (NCLNLSR) | 0.96 | -38.84% | -67.17% | — |
| Return on Assets (Quarterly) (ROAQ) | 1.37 | -0.72% | +90.28% | — |
| Return on Assets (YTD) (ROA) | 1.21 | +0.37% | +10.37% | — |
| Return on Equity (Quarterly) (ROEQ) | 13.78 | +0.29% | +90.86% | — |
| Tier 1 Capital (RBCT1J) | 28.46M | +3.36% | +12.30% | — |
| Total Assets (ASSET) | 308.91M | +7.84% | +15.74% | — |
| Total Deposits (DEP) | 276.17M | +8.54% | +15.87% | — |
| Total Loans (Net) (LNLSNET) | 209.26M | +3.25% | +11.09% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 55.52M | +4.41% | +5.22% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:35:22 UTC