Stearns Bank National Association
IDRSSD: 141556
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 3.28 | -1.64% | +12.16% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 1.08B | +0.16% | +6.68% | — |
| Commercial & Industrial (LNCI) | 1.53B | -3.04% | +5.82% | — |
| Construction & Land Dev (LNRECONS) | 440.40M | +6.46% | -4.92% | — |
| Consumer (Other) (LNCONOTH) | 1.07M | -1.56% | +24.83% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 596.16M | +4.13% | +8.30% | — |
| Efficiency Ratio (EEFFQR) | 57.32 | +23.51% | +18.28% | — |
| Equity / Assets (EQR) | 16.73 | +4.49% | -2.26% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 87.73M | +31.02% | -4.74% | — |
| Multifamily RE (LNREMULT) | 112.53M | -2.56% | +16.43% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.25 | -40.48% | -50.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 6.86 | +9.41% | +9.24% | — |
| Noncurrent / Loans (NCLNLSR) | 1.92 | -9.37% | -12.66% | — |
| Return on Assets (Quarterly) (ROAQ) | 2.57 | -22.12% | +8.44% | — |
| Return on Assets (YTD) (ROA) | 1.79 | +13.65% | +16.20% | — |
| Return on Equity (Quarterly) (ROEQ) | 15.72 | -27.32% | +9.39% | — |
| Tier 1 Capital (RBCT1J) | 517.66M | +4.50% | -1.56% | — |
| Total Assets (ASSET) | 3.34B | -0.22% | +6.65% | — |
| Total Deposits (DEP) | 2.58B | +2.25% | +1.89% | — |
| Total Loans (Net) (LNLSNET) | 2.84B | +0.13% | +7.32% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 17.56 | +4.81% | -7.21% | — |
| Total Securities (SC) | 106.38M | +0.90% | +18.57% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 18:59:25 UTC