Spiro State Bank
IDRSSD: 397858
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 0.86 | -8.23% | -37.79% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 29.47M | +20.94% | +112.14% | — |
| Construction & Land Dev (LNRECONS) | 11.68M | +63.47% | +1659.49% | — |
| Consumer (Other) (LNCONOTH) | 673.0K | -1.03% | -22.82% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 15.75M | +7.48% | +125.15% | — |
| Efficiency Ratio (EEFFQR) | 106.86 | +9.11% | +14.08% | — |
| Equity / Assets (EQR) | 12.39 | -12.20% | -28.32% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 1.49M | +58.45% | +285.27% | — |
| Multifamily RE (LNREMULT) | 4.42M | — | — | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.01 | -80.00% | -66.67% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.05 | -6.68% | -27.94% | — |
| Noncurrent / Loans (NCLNLSR) | 0.09 | +8.31% | -10.49% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.26 | -174.29% | -135.62% | — |
| Return on Assets (YTD) (ROA) | 0.11 | +93.66% | -122.66% | — |
| Return on Equity (Quarterly) (ROEQ) | 2.00 | -183.33% | -150.76% | — |
| Tier 1 Capital (RBCT1J) | 10.35M | -0.78% | +0.15% | — |
| Total Assets (ASSET) | 116.56M | +14.21% | +43.85% | — |
| Total Deposits (DEP) | 101.85M | +16.51% | +52.32% | — |
| Total Loans (Net) (LNLSNET) | 71.23M | +25.12% | +135.50% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 21.02M | -2.91% | -24.09% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:21:58 UTC