Southpoint Bank
IDRSSD: 3386536
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 2.35 | +67.59% | +95.52% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 358.61M | -0.12% | -19.80% | — |
| Commercial & Industrial (LNCI) | 286.62M | -15.22% | -40.56% | — |
| Construction & Land Dev (LNRECONS) | 155.86M | -7.25% | -26.59% | — |
| Consumer (Other) (LNCONOTH) | 1.87M | -11.70% | -49.03% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 413.25M | -6.02% | -4.30% | — |
| Efficiency Ratio (EEFFQR) | 62.78 | +11.55% | +19.10% | — |
| Equity / Assets (EQR) | 7.53 | -9.65% | -10.85% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 52.86M | +26.87% | -6.21% | — |
| Multifamily RE (LNREMULT) | 57.17M | -30.19% | -37.66% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 4.65 | +11525.00% | +474.07% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.38 | -3.43% | +5.62% | — |
| Noncurrent / Loans (NCLNLSR) | 3.53 | -20.72% | +37.49% | — |
| Return on Assets (Quarterly) (ROAQ) | -3.83 | -809.26% | -591.03% | — |
| Return on Assets (YTD) (ROA) | -0.52 | -196.21% | -153.83% | — |
| Return on Equity (Quarterly) (ROEQ) | -48.24 | -818.93% | -620.39% | — |
| Tier 1 Capital (RBCT1J) | 111.48M | -12.31% | -23.35% | — |
| Total Assets (ASSET) | 1.56B | -2.01% | -12.42% | — |
| Total Deposits (DEP) | 1.44B | -1.14% | -11.58% | — |
| Total Loans (Net) (LNLSNET) | 1.17B | -10.39% | -22.68% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 10.58 | -2.65% | -0.45% | — |
| Total Securities (SC) | 58.19M | +0.18% | -1.12% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-27 03:34:27 UTC