Southern Heritage Bank
IDRSSD: 935559
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.00 | -2.45% | +35.73% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 27.35M | +3.25% | -5.52% | — |
| Construction & Land Dev (LNRECONS) | 21.39M | -7.50% | +1.99% | — |
| Consumer (Other) (LNCONOTH) | 7.33M | -8.79% | +0.91% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 73.23M | -1.38% | -0.52% | — |
| Efficiency Ratio (EEFFQR) | 58.80 | -3.16% | -15.04% | — |
| Equity / Assets (EQR) | 9.26 | +1.14% | +10.96% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 6.27M | +32.07% | +6.25% | — |
| Multifamily RE (LNREMULT) | 4.56M | +0.11% | +5.73% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.10 | -111.24% | -9.09% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.57 | -1.72% | +12.29% | — |
| Noncurrent / Loans (NCLNLSR) | 0.92 | +5.89% | -2.11% | — |
| Return on Assets (Quarterly) (ROAQ) | 2.13 | +15.76% | +43.92% | — |
| Return on Assets (YTD) (ROA) | 1.66 | +9.64% | +31.82% | — |
| Return on Equity (Quarterly) (ROEQ) | 23.15 | +12.93% | +35.86% | — |
| Tier 1 Capital (RBCT1J) | 42.14M | +0.99% | +6.07% | — |
| Total Assets (ASSET) | 403.66M | +0.76% | +4.78% | — |
| Total Deposits (DEP) | 362.56M | +0.82% | +5.07% | — |
| Total Loans (Net) (LNLSNET) | 276.49M | +0.11% | +1.10% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 99.80M | +5.45% | +38.55% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-27 02:51:36 UTC