Southern First Bank
IDRSSD: 2849801
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.10 | -0.45% | -0.15% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 552.89M | -2.66% | +0.46% | — |
| Commercial & Industrial (LNCI) | 379.91M | +3.24% | +4.54% | — |
| Construction & Land Dev (LNRECONS) | 197.20M | +0.11% | -14.18% | — |
| Consumer (Other) (LNCONOTH) | 8.98M | +40.81% | -18.88% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 1.45B | +1.06% | +9.48% | — |
| Efficiency Ratio (EEFFQR) | 56.30 | -7.29% | -21.69% | — |
| Equity / Assets (EQR) | 8.79 | +1.93% | +2.34% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 95.63M | +31.77% | -12.09% | — |
| Multifamily RE (LNREMULT) | 97.52M | +37.75% | +37.55% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.01 | — | — | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 2.81 | +2.93% | +19.57% | — |
| Noncurrent / Loans (NCLNLSR) | 0.36 | +18.73% | +19.88% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.94 | +11.90% | +59.32% | — |
| Return on Assets (YTD) (ROA) | 0.74 | +9.35% | +74.13% | — |
| Return on Equity (Quarterly) (ROEQ) | 10.75 | +9.81% | +54.90% | — |
| Tier 1 Capital (RBCT1J) | 394.93M | +2.67% | +8.83% | — |
| Total Assets (ASSET) | 4.41B | +1.04% | +7.74% | — |
| Total Deposits (DEP) | 3.73B | +1.00% | +8.14% | — |
| Total Loans (Net) (LNLSNET) | 3.82B | +1.61% | +6.09% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 12.85 | +1.07% | +1.52% | — |
| Total Securities (SC) | 127.73M | -2.53% | -3.33% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-27 03:22:37 UTC