Schertz Bank And Trust
IDRSSD: 583268
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.39 | -0.81% | +9.31% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 46.54M | +6.15% | -18.73% | — |
| Construction & Land Dev (LNRECONS) | 125.24M | +0.38% | -9.85% | — |
| Consumer (Other) (LNCONOTH) | 694.0K | +14.52% | -20.05% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 308.31M | +3.17% | -2.01% | — |
| Efficiency Ratio (EEFFQR) | 39.17 | -8.78% | +1.16% | — |
| Equity / Assets (EQR) | 13.82 | +3.96% | +31.81% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 22.03M | +28.80% | -18.94% | — |
| Multifamily RE (LNREMULT) | 84.45M | -5.60% | -30.93% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.13 | -70.45% | -87.96% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.37 | +6.59% | +33.23% | — |
| Noncurrent / Loans (NCLNLSR) | 0.07 | -31.67% | -65.76% | — |
| Return on Assets (Quarterly) (ROAQ) | 2.06 | +19.08% | +114.58% | — |
| Return on Assets (YTD) (ROA) | 1.71 | +9.12% | +49.66% | — |
| Return on Equity (Quarterly) (ROEQ) | 15.22 | +13.33% | +62.61% | — |
| Tier 1 Capital (RBCT1J) | 107.28M | +3.87% | +14.13% | — |
| Total Assets (ASSET) | 770.20M | +0.00% | -12.54% | — |
| Total Deposits (DEP) | 658.08M | -0.48% | -14.30% | — |
| Total Loans (Net) (LNLSNET) | 609.28M | +1.22% | -10.21% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 36.20M | -8.69% | +12.33% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:38:58 UTC