Richland State Bank
IDRSSD: 83852
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 2.10 | -15.71% | -12.32% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 4.00M | +12.50% | +34.36% | — |
| Construction & Land Dev (LNRECONS) | 75.0K | +0.00% | — | — |
| Consumer (Other) (LNCONOTH) | 4.35M | +180.94% | +44.49% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 6.45M | -2.04% | -7.11% | — |
| Efficiency Ratio (EEFFQR) | 79.46 | -6.48% | -12.77% | — |
| Equity / Assets (EQR) | 10.74 | -1.60% | +10.03% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 726.0K | +34.20% | +10.84% | — |
| Multifamily RE (LNREMULT) | 0.00 | — | — | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.00 | — | — | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 2.80 | -3.11% | -14.37% | — |
| Noncurrent / Loans (NCLNLSR) | 0.11 | +630.56% | — | — |
| Return on Assets (Quarterly) (ROAQ) | 1.36 | +49.45% | +700.00% | — |
| Return on Assets (YTD) (ROA) | 1.63 | -7.75% | -37.72% | — |
| Return on Equity (Quarterly) (ROEQ) | 12.57 | +52.00% | +671.17% | — |
| Tier 1 Capital (RBCT1J) | 5.88M | +2.51% | +3.16% | — |
| Total Assets (ASSET) | 44.07M | +8.50% | +9.34% | — |
| Total Deposits (DEP) | 39.23M | +8.98% | +8.20% | — |
| Total Loans (Net) (LNLSNET) | 22.45M | +19.11% | +14.39% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 21.74 | -8.89% | -11.28% | — |
| Total Securities (SC) | 18.34M | -3.23% | -1.25% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 18:54:15 UTC