Optimumbank
IDRSSD: 2953418
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.07 | -12.95% | -0.44% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 80.00M | +0.00% | -45.73% | — |
| Commercial & Industrial (LNCI) | 48.63M | +4.27% | -7.90% | — |
| Construction & Land Dev (LNRECONS) | 36.04M | -11.82% | -51.90% | — |
| Consumer (Other) (LNCONOTH) | 3.00M | -26.23% | -65.92% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 660.36M | +26.06% | +36.03% | — |
| Efficiency Ratio (EEFFQR) | 47.99 | +2.46% | +4.99% | — |
| Equity / Assets (EQR) | 10.87 | +1.31% | -0.06% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 21.43M | +35.04% | -6.65% | — |
| Multifamily RE (LNREMULT) | 65.60M | -2.58% | +2.50% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.06 | -400.00% | -50.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.44 | +2.07% | +9.09% | — |
| Noncurrent / Loans (NCLNLSR) | 0.30 | -17.20% | -60.73% | — |
| Return on Assets (Quarterly) (ROAQ) | 1.82 | +0.55% | +15.19% | — |
| Return on Assets (YTD) (ROA) | 1.68 | -0.38% | +10.93% | — |
| Return on Equity (Quarterly) (ROEQ) | 16.84 | +1.69% | +9.85% | — |
| Tier 1 Capital (RBCT1J) | 125.47M | +3.71% | +17.14% | — |
| Total Assets (ASSET) | 1.11B | +2.66% | +19.16% | — |
| Total Deposits (DEP) | 933.33M | -2.84% | +20.52% | — |
| Total Loans (Net) (LNLSNET) | 947.29M | +18.00% | +19.16% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 28.50M | +8.45% | +8.88% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-27 03:25:07 UTC