Lawrence Bank

Nashville, TN
IDRSSD: 774132
Total Assets
$3.07B
Latest filing
Total Deposits
$2.65B
Latest filing
Net Interest Margin
5.21%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

2 routesView all
064009474NASHVILLE, TN064102999NASHVILLE, TN

Key People

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Locations

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Main Office
Lawrence Bank
3200 West End Ave
Nashville, TN 37203
Full Service - Brick and Mortar
Updated 05/01/2026Established 04/15/1977FDIC Certificate 15648

Branches (35)

Page 1 of 5
NameAddressCity / State
Lawrence Bank (Main)3200 West End AveNashville, TN
WHITE HOUSE BRANCH2920 Highway 31 WWhite House, TN
BUMPUS MILLS BRANCH3029 Highway 120Bumpus Mills, TN
DOVER BRANCHOne Donelson ParkwayDover, TN
HILLDALE BRANCH1891 Madison StClarksville, TN
SPRINGFIELD BRANCH3519 Tom Austin HwySpringfield, TN
UFFELMAN BRANCH215 Uffelman DrClarksville, TN
ST BETHLEHEM BRANCH2601 Wilma Rudolph BlvdClarksville, TN
Showing 7 of 35

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

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Nonperforming

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/15/1977
Community BankYes
Ownership TypeNot Mutual
ZIP37203
State and County Number47037
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameNashville-Davidson-Murfreesboro-Franklin, TN

Operational Info

Number of Employees171
Domestic Offices18
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/01/2026
Date of Deposit Insurance04/15/1977
Primary Insurance AgencyDIF
Websitewww.volunteer.bank
Data Updated05/01/2026
CERT22451
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.07B
Total Deposits$2.65B
Total Liabilities$2.71B
Total Equity Capital$363.16M
Net Income$9.34M
Net Loans and Leases$2.27B
Assets Per Employee ($Millions)$9.09M
Bank Premises and Fixed Assets$143.38M
Cash and Balances due from Depository Institutions$115.13M
Deposits Held in Domestic Offices$2.65B

Key Performance Ratios

Return on Assets (ROA)1.6%
Return on Equity (ROE)13.3%
Net Interest Margin5.21%
Efficiency Ratio66.06%
Tier 1 Risk-Based Capital Ratio12.891%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.678%
Earning Assets to total Assets89.71%

Income and Expense

Total Interest Income$40.72M
Total Noninterest Income$3.26M
Total Interest Expense$13.54M
Total Noninterest Expense$20.37M
Net Interest Income$27.17M
Pre-tax Net Operating Income$10.05M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$8.78M
Other borrowed funds$17.47M
Federal Funds Sold & Reverse Repurchase Agreement$112.74M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$44.79M
Total Liabilities and Capital$3.07B

Securities

Securities$275.88M
Available-for-sale debt securities$270.74M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$303.00k
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Lawrence Bank?
$3.07B as of the latest filing.
How much are Lawrence Bank's total deposits?
$2.65B in total deposits.
Where is Lawrence Bank located?
Nashville, TN.
What is the Net Interest Margin?
5.21%.
How many domestic offices does it operate?
18.
When was it established?
04/15/1977.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$2.27B (latest filing).
What is the total interest income (latest filing)?
$40.72M.