Houghton State Bank
IDRSSD: 528241
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.42 | +5.56% | +10.80% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 16.10M | +1.58% | -10.22% | — |
| Construction & Land Dev (LNRECONS) | 603.0K | +22.06% | +479.81% | — |
| Consumer (Other) (LNCONOTH) | 803.0K | +18.44% | +11.68% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 8.60M | -0.54% | +20.34% | — |
| Efficiency Ratio (EEFFQR) | 51.70 | +7.11% | +5.30% | — |
| Equity / Assets (EQR) | 15.89 | -2.96% | +4.65% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 674.0K | -74.96% | -9.77% | — |
| Multifamily RE (LNREMULT) | 924.0K | -0.96% | +16.08% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.00 | -100.00% | -100.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.07 | -2.86% | +5.71% | — |
| Noncurrent / Loans (NCLNLSR) | 3.29 | +365.66% | +502.11% | — |
| Return on Assets (Quarterly) (ROAQ) | 1.50 | +4.17% | +0.67% | — |
| Return on Assets (YTD) (ROA) | 1.50 | -3.12% | +0.48% | — |
| Return on Equity (Quarterly) (ROEQ) | 9.28 | +5.69% | -6.92% | — |
| Tier 1 Capital (RBCT1J) | 30.93M | +1.54% | +6.44% | — |
| Total Assets (ASSET) | 218.72M | +4.11% | +2.15% | — |
| Total Deposits (DEP) | 183.34M | +4.74% | +1.28% | — |
| Total Loans (Net) (LNLSNET) | 147.40M | -5.34% | -5.56% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 20.47 | +6.52% | +10.83% | — |
| Total Securities (SC) | 34.38M | +7.88% | +8.50% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:33:54 UTC