First National Bank of Omaha

Omaha, NE
IDRSSD: 527954
Total Assets
$34.73B
Latest filing
Total Deposits
$28.56B
Latest filing
Net Interest Margin
6.53%
Profitability

Key People

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Locations

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Main Office
First National Bank of Omaha
1601 Capitol Avenue
Omaha, NE 68102
Full Service - Brick and Mortar
Updated 05/01/2026Established 01/01/1857FDIC Certificate 3692

Branches (49 of 140)

Page 1 of 7
Showing a subset of branches for faster page loads. This bank has 141 locations total.
NameAddressCity / State
First National Bank of Omaha (Main)1601 Capitol AvenueOmaha, NE
KEARNEY BRANCH2223 2nd AveKearney, NE
FRISCO BRANCH4500 Preston RdFrisco, TX
SHAWNEE MISSION BRANCH9400 Mission RdShawnee Mission, KS
FIRST NATIONAL BANK OF SOUTH DAKOTA BRANCH332 Broadway AveYankton, SD
INDIAN CREEK MALL2205 N 6th StBeatrice, NE
FORT COLLINS BRANCH1600 N College AveFort Collins, CO
THE FIRST NATIONAL BANK OF MARENGO BRANCH677 E Grant HwyMarengo, IL
Showing 7 of 49

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Growth

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Allowance

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Nonperforming

Noncurrent loan signals

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Charge-off

Net charge-off signals

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1857
Community BankNo
Ownership TypeNot Mutual
ZIP68102
State and County Number31055
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameOmaha-Council Bluffs, NE-IA

Operational Info

Number of Employees4,228
Domestic Offices142
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/01/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fnbo.com
Data Updated05/01/2026
CERT5452
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$34.73B
Total Deposits$28.56B
Total Liabilities$30.85B
Total Equity Capital$3.87B
Net Income$148.34M
Net Loans and Leases$23.64B
Assets Per Employee ($Millions)$8.27M
Bank Premises and Fixed Assets$460.62M
Cash and Balances due from Depository Institutions$2.03B
Deposits Held in Domestic Offices$28.56B

Key Performance Ratios

Return on Assets (ROA)1.71%
Return on Equity (ROE)15.57%
Net Interest Margin6.53%
Efficiency Ratio47.6%
Tier 1 Risk-Based Capital Ratio11.991%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.45%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.155%
Earning Assets to total Assets89.99%

Income and Expense

Total Interest Income$662.47M
Total Noninterest Income$110.15M
Total Interest Expense$151.94M
Total Noninterest Expense$301.15M
Net Interest Income$510.53M
Pre-tax Net Operating Income$193.68M
Provision for Credit Losses$125.85M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$3.70M
Other borrowed funds$1.69B
Federal Funds Sold & Reverse Repurchase Agreement$16.13M
Federal Funds Purchased and Repurchased Agreement$22.24M
All Other Liabilities$576.33M
Total Liabilities and Capital$34.73B

Securities

Securities$6.03B
Available-for-sale debt securities$5.89B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$121.01M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First National Bank of Omaha?
$34.73B as of the latest filing.
How much are First National Bank of Omaha's total deposits?
$28.56B in total deposits.
Where is First National Bank of Omaha located?
Omaha, NE.
What is the Net Interest Margin?
6.53%.
How many domestic offices does it operate?
142.
When was it established?
01/01/1857.
What is the Return on Assets (ROA)?
1.71%.
How much are total loans and leases?
$23.64B (latest filing).
What is the total interest income (latest filing)?
$662.47M.