First Carolina Bank
IDRSSD: 2963266
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 0.79 | -9.48% | +0.30% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 753.54M | -20.98% | -29.44% | — |
| Commercial & Industrial (LNCI) | 299.85M | -7.08% | +11.53% | — |
| Construction & Land Dev (LNRECONS) | 255.74M | -18.94% | -18.73% | — |
| Consumer (Other) (LNCONOTH) | 927.0K | -8.49% | +5.58% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 1.37B | -1.13% | +0.50% | — |
| Efficiency Ratio (EEFFQR) | 73.41 | -12.59% | +4.31% | — |
| Equity / Assets (EQR) | 12.22 | +8.23% | -5.06% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 86.05M | +33.62% | +9.60% | — |
| Multifamily RE (LNREMULT) | 373.72M | +4.01% | -5.00% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.13 | -53.57% | +1200.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.37 | +1.20% | -0.59% | — |
| Noncurrent / Loans (NCLNLSR) | 0.81 | -1.60% | +21.33% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.70 | -1266.67% | -19.54% | — |
| Return on Assets (YTD) (ROA) | 0.49 | +15.70% | -38.84% | — |
| Return on Equity (Quarterly) (ROEQ) | 5.99 | -1169.64% | -16.81% | — |
| Tier 1 Capital (RBCT1J) | 324.96M | +1.98% | -16.86% | — |
| Total Assets (ASSET) | 3.32B | -5.65% | +9.15% | — |
| Total Deposits (DEP) | 2.80B | -8.98% | +11.13% | — |
| Total Loans (Net) (LNLSNET) | 2.63B | -1.67% | +2.09% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 12.06 | +1.89% | -13.28% | — |
| Total Securities (SC) | 312.09M | +0.32% | +85.08% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-27 03:25:20 UTC