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Crescent Bank

IDRSSD: 1885932
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Modifications

FFIEC RC-N memo (loan modifications) as of 2025-12-31. Status breakdown: in compliance / 30-89 PD / 90+ PD / nonaccrual.

Headline totals

Total modified
$3.0M
Sum of reported modification buckets
Total loans
$706.6M
MDRM: LNLSNET
% of loans
0.43%
Watch > 1%; risk > 2%

Modified loans by bucket

Bucket$ Value% of total modifiedMDRM
In compliance with modified terms$1.9M63.07%HK25
30-89 days past due$849.0K27.92%HK26
90+ days past due$91.0K2.99%HK27
Nonaccrual$183.0K6.02%HK28

Total modified $ — last 13 quarters

Definitions + sources

Source
FFIEC RC-N memo (Restructured/Modified Loans) via CallReport_Financials.
MDRMs
HK25 (in compliance), HK26 (30-89 PD), HK27 (90+ PD), HK28 (nonaccrual). Builder pulls both RCFD* (foreign+domestic, large banks) and RCON* (domestic-only) variants and prefers RCFD when filed.
Note
Status breakdown is the single most useful examiner metric — separating performing modifications from past-due/nonaccrual ones is the credit-risk signal.

Generated: 2026-04-27 03:11:03 UTC