Coffee County Bank

Manchester, TN
IDRSSD: 211338
Total Assets
$430.43M
Latest filing
Total Deposits
$388.62M
Latest filing
Net Interest Margin
4.64%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

064102902MANCHESTER, TN

Key People

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Locations

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Main Office
Coffee County Bank
2070 Hillsboro Blvd
Manchester, TN 37355
Full Service - Brick and Mortar
Updated 05/01/2026Established 08/15/1975FDIC Certificate 15340

Branches (3)

Page 1 of 1
NameAddressCity / State
Coffee County Bank (Main)2070 Hillsboro BlvdManchester, TN
HILLSBORO BOULEVARD BRANCH301 Hillsboro BlvdManchester, TN
COFFEE COUNTY BANK511 N Jackson StTullahoma, TN
COFFEE BANK & TRUST BRANCH569 N ChanceryMcminnville, TN
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

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Allowance

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Nonperforming

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Charge-off

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/15/1975
Community BankYes
Ownership TypeNot Mutual
ZIP37355
State and County Number47031
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameTullahoma-Manchester, TN

Operational Info

Number of Employees83
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/15/1975
Primary Insurance AgencyDIF
Websitewww.coffeecountybank.com
Data Updated05/01/2026
CERT22090
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$430.43M
Total Deposits$388.62M
Total Liabilities$392.07M
Total Equity Capital$38.35M
Net Income$2.47M
Net Loans and Leases$352.96M
Assets Per Employee ($Millions)$5.19M
Bank Premises and Fixed Assets$6.78M
Cash and Balances due from Depository Institutions$50.77M
Deposits Held in Domestic Offices$388.62M

Key Performance Ratios

Return on Assets (ROA)2.32%
Return on Equity (ROE)26.09%
Net Interest Margin4.64%
Efficiency Ratio56.5%
Tier 1 Risk-Based Capital Ratio11.962%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.19%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.911%
Earning Assets to total Assets97.07%

Income and Expense

Total Interest Income$6.91M
Total Noninterest Income$1.41M
Total Interest Expense$2.11M
Total Noninterest Expense$3.50M
Net Interest Income$4.80M
Pre-tax Net Operating Income$2.50M
Provision for Credit Losses$202.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.46M
Total Liabilities and Capital$430.43M

Securities

Securities$16.43M
Available-for-sale debt securities$16.43M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Coffee County Bank?
$430.43M as of the latest filing.
How much are Coffee County Bank's total deposits?
$388.62M in total deposits.
Where is Coffee County Bank located?
Manchester, TN.
What is the Net Interest Margin?
4.64%.
How many domestic offices does it operate?
4.
When was it established?
08/15/1975.
What is the Return on Assets (ROA)?
2.32%.
How much are total loans and leases?
$352.96M (latest filing).
What is the total interest income (latest filing)?
$6.91M.