Citizens Savings Bank
IDRSSD: 828473
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Asset Quality
RC-N as of 2025-12-31.
Headline ratios
- Noncurrent Loan Ratio
- 0.23% Latest period
- Net Charge-Offs (ann.)
- 0.00% Latest period
- Texas Ratio
- 1.22% Latest period
- ALLL / Noncurrent
- 149.10% Latest period
- ALLL / Loans
- 0.34% Latest period
Current quarter — absolute dollars
- Noncurrent Loans
- $670.0K Latest period
- ALLL
- $999.0K Latest period
- Other Real Estate Owned
- $0 Latest period
- Tier 1 Capital
- $53.9M Latest period
Noncurrent + ALLL trend
Definitions + sources
- Source
- FFIEC RC-N via
CallReport_Financials(MDRMs: NCLN, LNATRES, ORE, RBCT1J, LNLSNET, ELNATRYQ) and FDIC precomputed ratios inCallReport_FdicData(NCLNLSR, NTLNLSQR, LNATRESR). - Texas Ratio
- (Noncurrent loans + OREO) / (Tier 1 capital + ALLL). Values above 100% historically correlate with bank failure.
- Coverage
- ALLL / Noncurrent loans. Higher is better — supervisors look for at least 100%.
Generated: 2026-04-27 01:10:40 UTC