Citizens Savings Bank And Trust Company
IDRSSD: 55635
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.09 | +3.64% | +63.07% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 5.25M | -1.47% | -19.34% | — |
| Construction & Land Dev (LNRECONS) | 9.24M | +18.71% | -6.36% | — |
| Consumer (Other) (LNCONOTH) | 318.0K | -0.31% | -31.61% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 40.37M | -4.27% | -13.93% | — |
| Efficiency Ratio (EEFFQR) | 82.15 | -2.25% | -35.32% | — |
| Equity / Assets (EQR) | 9.57 | +3.04% | -3.33% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 5.05M | +31.92% | +0.16% | — |
| Multifamily RE (LNREMULT) | 3.77M | -8.77% | -37.28% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.48 | +380.00% | +700.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.81 | +15.45% | +30.48% | — |
| Noncurrent / Loans (NCLNLSR) | 3.16 | +29.09% | -2.92% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.14 | -58.82% | +0.00% | — |
| Return on Assets (YTD) (ROA) | 0.16 | -3.27% | -178.02% | — |
| Return on Equity (Quarterly) (ROEQ) | 1.53 | -58.54% | +9.29% | — |
| Tier 1 Capital (RBCT1J) | 17.74M | +1.25% | -2.74% | — |
| Total Assets (ASSET) | 183.37M | -2.37% | +0.90% | — |
| Total Deposits (DEP) | 164.80M | -2.39% | +1.18% | — |
| Total Loans (Net) (LNLSNET) | 157.17M | +0.27% | +1.00% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 16.04 | +1.67% | +4.63% | — |
| Total Securities (SC) | 6.83M | -0.15% | +0.07% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 18:51:37 UTC