Citizens National Bank Of Cheboygan
IDRSSD: 773742
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.37 | +0.83% | -3.04% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 21.10M | +0.62% | +19.10% | — |
| Construction & Land Dev (LNRECONS) | 16.05M | +0.35% | +18.46% | — |
| Consumer (Other) (LNCONOTH) | 6.46M | -5.96% | -0.35% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 73.84M | -2.68% | -5.30% | — |
| Efficiency Ratio (EEFFQR) | 78.31 | +7.78% | -1.25% | — |
| Equity / Assets (EQR) | 4.46 | +2.03% | +60.18% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 451.0K | -80.45% | -21.97% | — |
| Multifamily RE (LNREMULT) | 11.55M | -1.94% | +5.40% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.01 | — | -66.67% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.00 | +1.27% | +11.11% | — |
| Noncurrent / Loans (NCLNLSR) | 1.53 | -0.31% | +3275.97% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.73 | -20.65% | +14.06% | — |
| Return on Assets (YTD) (ROA) | 0.73 | -10.51% | +14.03% | — |
| Return on Equity (Quarterly) (ROEQ) | 16.54 | -27.58% | -39.28% | — |
| Tier 1 Capital (RBCT1J) | 38.90M | -0.36% | +6.93% | — |
| Total Assets (ASSET) | 463.88M | -1.51% | -0.71% | — |
| Total Deposits (DEP) | 435.23M | +3.06% | -2.91% | — |
| Total Loans (Net) (LNLSNET) | 255.00M | -0.33% | +7.28% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 15.49 | -0.51% | +1.02% | — |
| Total Securities (SC) | 167.35M | -3.04% | -9.06% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 23:07:24 UTC