Fulton Bank, National Association

Lancaster, PA
IDRSSD: 474919
Total Assets
$32.11B
Latest filing
Total Deposits
$27.04B
Latest filing
Net Interest Margin
3.61%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

031301422LANCASTER, PA

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Fulton Bank, National Association
1 Penn Sq
Lancaster, PA 17602
Full Service - Brick and Mortar
Updated 05/01/2026Established 01/01/1882FDIC Certificate 4901

Branches (49 of 207)

Page 1 of 7
Showing a subset of branches for faster page loads. This bank has 208 locations total.
NameAddressCity / State
Fulton Bank, National Association (Main)1 Penn SqLancaster, PA
GEORGETOWN BRANCH21035 Dupont BlvdGeorgetown, DE
CLAYTON BRANCH35 N Delsea DrClayton, NJ
GREENBELT BRANCH7505 Greenway Center DrGreenbelt, MD
OXFORD BRANCH300 Commons DrOxford, PA
WEST SIDE BRANCH830 W Franklin StHagerstown, MD
DUAL HIGHWAY BRANCH1640 Dual HwyHagerstown, MD
LONG MEADOW BRANCH1585 Potomac AveHagerstown, MD
Showing 7 of 49

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Watch Panel

Active Watch Signals across growth, allowance, nonperforming, and charge-off portfolios.

Growth

Balance-sheet growth signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Allowance

ALLL coverage signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Nonperforming

Noncurrent loan signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Charge-off

Net charge-off signals

No active Watch signals. Watch Engine runs quarterly after each FFIEC ingestion.

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1882
Community BankNo
Ownership TypeNot Mutual
ZIP17602
State and County Number42071
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameLancaster, PA

Operational Info

Number of Employees3,332
Domestic Offices212
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/26/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fultonbank.com
Data Updated05/01/2026
CERT7551
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$32.11B
Total Deposits$27.04B
Total Liabilities$28.53B
Total Equity Capital$3.58B
Net Income$100.62M
Net Loans and Leases$23.91B
Assets Per Employee ($Millions)$9.66M
Bank Premises and Fixed Assets$275.03M
Cash and Balances due from Depository Institutions$1.02B
Deposits Held in Domestic Offices$27.04B

Key Performance Ratios

Return on Assets (ROA)1.25%
Return on Equity (ROE)11.31%
Net Interest Margin3.61%
Efficiency Ratio57.06%
Tier 1 Risk-Based Capital Ratio12.943%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.006%
Earning Assets to total Assets92.25%

Income and Expense

Total Interest Income$390.05M
Total Noninterest Income$69.59M
Total Interest Expense$123.74M
Total Noninterest Expense$197.02M
Net Interest Income$266.32M
Pre-tax Net Operating Income$124.44M
Provision for Credit Losses$14.44M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.65M
Other borrowed funds$839.38M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$45.48M
All Other Liabilities$454.80M
Total Liabilities and Capital$32.11B

Securities

Securities$4.90B
Available-for-sale debt securities$3.27B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$1.59B
Subordinated Debt$0
Trading Account Assets$94.90M
Trading Liabilities$149.24M

Frequently Asked Questions

What are the total assets of Fulton Bank, National Association?
$32.11B as of the latest filing.
How much are Fulton Bank, National Association's total deposits?
$27.04B in total deposits.
Where is Fulton Bank, National Association located?
Lancaster, PA.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
212.
When was it established?
01/01/1882.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$23.91B (latest filing).
What is the total interest income (latest filing)?
$390.05M.